Protect your family’s financial well-being. Consider credit protection offered by Scotia Insurance Eastern Caribbean Limited, a wholly owned subsidiary of Scotia Insurance Caribbean Limited, a member of the Scotiabank Group. Incorporated in St. Lucia in 2014, Scotia Insurance Eastern Caribbean Limited offers credit insurance to Scotiabank customers on their personal loans, mortgages, credit cards, and ScotiaLine accounts. Scotia Insurance Eastern Caribbean Limited is backed by the strength and stability of Scotiabank, one of the region’s leading banks.

Credit Protection Insurance

Ensure that your loan and credit balances are covered in the event a tragedy.

Credit Protection for Credit Cards
Available Life and Critical Illness coverage at affordable monthly premiums based on your previous month’s balance. Automatic approval for those under 70 if enrolling for Life Protection. Single life coverage costs only 29 cents for every $100 of your previous month’s balance. No premiums charged for zero balance.

Credit Protection for ScotiaLine
Premiums are based on the outstanding balance and your age. Automatic approval if you’re 65 or under when you enrol for Life coverage.

Credit Protection for Scotia Plan Loans
Ensure that your outstanding loan balance is paid up to the policy maximum in the event of your death or a diagnosis of a health crisis. Joint coverage available.

Credit Protection for Residential Mortgages
Premiums are determined by your age and Mortgage balance on the date you apply. The younger you are, the less you pay, and joint coverage discounts are available.

Home Protection Insurance

Provides a full range of coverage at preferred rates. Consider this affordable protection for your home.

Scotia Home Protection Plan
Prepare for the unexpected. Protect your home in the event of fire or other disasters. Also available for condo owners.

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